unit title content Introducing Banks in everyday life banking The services offered in a bank branch page 7 The branch as a workplace Home—banking services types of Current accounts account Savings accounts page 17 Statements of account Types of customers and their needs Opening an The account application form account The SCHUFA declaration page 27 Power of attorney Proof of identity Transferring Direct debits money Standing orders page 38 Credit transfers Cheques and cheque cards Credit cards Credit cards and traveller's The credit card application form cheques Traveller's cheques page 50 Currencies and exchange rates Personal Personal loans borrowing Overdrafts page 63 The loan agreement Loan repayment Corporate The terms of a corporate loan loans A company balance sheet page 75 Assessing creditworthiness Security for loans Financing A new issue of shares page 85 Going public Issuing bonds A dghts issue of shares Foreign trade Terms of payment in trade page 97 The bill of lading and commercial invoice Collection of documents against payment Letters of credit Appendices\
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